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All of our beautiful new homes qualify for the Help to Buy scheme, making them the ideal match for first-time buyers looking for somewhere to call their own.
Let our fantastic sales advisors talk you through the process of making your purchase – the dream home is never far away with Keepmoat Homes
Help to buy is a Government-backed scheme that allows you to move into a new home with just a 5% deposit.
The Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 75% mortgage to make up the rest, plus your 5% cash deposit.
Help to Buy Equity Loan
In this example you could buy a house with a deposit of only £15,000 and by using Help to Buy you could reduce your mortgage to £225,000. The Goverment’s loan is interest free for the first 5 years and it must be repaid after 25 years, or earlier if you sell your home. This scheme is available to all home buyers (not just first time buyers) who wish to buy a new build home.
What happens if I sell my Help to Buy Home?
The Help to Buy Equity Loan must be paid in full when you sell your home. And if you received a loan for 20% of the value when you bought the home, you’ll have to pay back 20% of the value when you sell. So if your home has increased in value, you’ll have to pay back a little more than you borrowed.
An independent valuer will decide what your home is worth.
Help to Buy CALCULATOR
Property price (£)
Your HTB Equity Loan
Here’s the criteria you’ll need to meet to qualify for a mortgage under the scheme:
Register your interest in Help to Buy
Now Keepmoat can help you sell your current home, from valuation to completion. So you can focus on moving into your new home and start a new chapter in your life.
As the name suggest, Easymoves service will make selling your home much easier, helping you save your precious time and money.
Reserve and relax
Once agreed, we will complete an Easymove reservation form - then sit back and relax while we manage the sale of your existing property for you.
We'll do the hard work for you
Let us settle the bill for you
And to make things even easier we’ll pay the agent’s fees for you. This could save you thousands of pounds. So with Easymove you don’t just save time, you save money too.
Register your interest in EasyMove
Shared Ownership is a scheme that offers you the chance to buy a share of your home (between 25%-75% of the home’s open market value) and pay rent on the remaining share. To find out more info and if you are eligible, please visit our Shared Ownership partner Love Living Homes website on the link below